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Employment Screening:

As a reseller of confidential credit data reported by the credit bureaus, we are required to investigate each applicant for service to make certain that the applicant, as a future requester of confidential consumer information, is a proper party and will request the information according to law. Ple ase click here for a list of additional information required. https://clearscreening.com/employment-screening-requirements/

Member Information

Company Name: *

Approx. # of Employees: *

Corporate Address: (PO Boxes Not Accepted) *

Corporate Telephone: (No cell phones please) *

Corporate Fax:

Website:

Contact Person: *

Title:

Contact Phone: *

Contact Email: *

Name of Owner/President:

How did you hear about ClearScreening?

Refrences

Company:

Contact Person:

Company:

Contact Person:

Contact Phone:

Company Information/ Permissible Note

Company Name: *

Business Type:IndividualPartnershipJoint VentureCorporationLLC

The following are some lawful reasons for which you can request consumer reports. Please indicate all categories below that best describe your activities in requesting confidential consumer reports.

Employment Screening (for employees)

Other:

Membership Agreement

The undersigned, desiring to use ClearScreening.com, (herein after called "CS") at the regular prices established by CS from time to time, agrees to furnish information concerning its customers except information it has received from others, upon CS's request and further agrees that all information, whether oral, or written electronic transmission; whether by report, bulletin or otherwise, will be submitted and received subject to the following conditions: A. Information will be requested only for our exclusive use. All information received from CS be held in strict confidence except to the extent that disclosure to others is required by law. Reports will be requested only by our designated representatives. Employees will be forbidden to attempt to obtain reports on themselves, associates or any other persons except in the exercise of their official duties. B. We agree to indemnify, defend and hold CS and all its agents harmless on account of any expense or damage resulting from our use of information received from CS, including any action contrary to the requirements of the Fair Credit Reporting Act (Public Law 91-508 or resulting from breach of any of the warranties or representatives made by us as part of this agreement. C. We recognize that the information we are requesting is secured by and through fallible human sources and that for the fee charged by CS it cannot be insured of the accuracy of the information, we understand and agree that the accuracy of any information furnished by CS is not guaranteed by CS and we release CS and its agents, employees, and independent contractors from liability for any negligence in connection with the preparation of such reports and from any loss or expense suffered by us directly from CS's reports. D. All reports will be charges to the undersigned at the regular rates of CS in the city in which the service is rendered. Such charges to be applied against the contract price, and charges, in addition to the contract price, shall be due after receipt of the invoice. Past due amounts shall be subject to a late payment fee of $3.00 or 1.5% per month, whichever amount is greater. If collection efforts are required, the undersigned agrees to pay all cost of collection, including attorney's fees and that the exclusive jurisdiction for any action under this agreement shall be Orange County, California. E. We acknowledge that we have received and reviewed a copy of the "Notice To Users of Consumer Reports: Obligations of Users under the FCRA" (See attachment A [appendix C to Part 601-Prescribed Notice of Users Responsibilities] ) and we certify that consumer reports will only be obtained for a business transaction between landlord and tenant. F. We acknowledge that we have received and reviewed a copy of the "Notice To Users of Consumer Reports: Obligations of Users under the FCRA" (See attachment A [appendix C to Part 601-Prescribed Notice of Users Responsibilities] ) and we certify that consumer reports will only be obtained by said member in its decision making process regarding the rental, sale, management and/or financing of real estate; for the review or updating of an existing account, for the collection of debts and/or judgments; for the purpose of verifying employment candidates and employees; for the purpose of extending credit to a consumer. Member will not request credit data for any other purpose. Subscriber certifies that they will only request credit data in relationship to one of the permissible boxes marked. Each request made for employment purposes will be specifically so designated at the time of the request and FCRA certifications will then be made and is hereby made as follows: a) That subscriber will give written notice to the consumer that a consumer report for employment purposes may be run and that the consumer consented to the obtaining of his/her consumer report for employment purposes; b) That said written notice offered the consumer an election to receive a free copy of the report; c) That subscriber will not use the information in the consumer report for any other purposes; d) That information from the consumer report will not be used in violation of any applicable Federal or State equal opportunity type law or regulation; and e) That prior taking any adverse action based on the consumer report, member will provide the consumer with a copy of the consumer report free of charge. H. Limitation of Liability. Client, Experian, Equifax, Transunion and CS recognize that every business decision represents an assumption of risk and that neither party, in furnishing information, information or the information services to the otherwrites or assumes the other's risk in any manner. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED IN THIS AGREEMENT, OR ANY AMENDMENT OR ADDENDUM, NEITHER PARTY GUARANTEES OR WARRANTS THE CORRECTIONS, COMPLETENESS, CURRENTNESS, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION, INFORMATION OR INFORMATION SERVICES PROVIDED TO THE OTHER. NEITHER CS, EXPER… NOTICE TO USERS OF CONSUMER REPORTS:
OBLIGATIONS OF USERS UNDER THE FCRA

*I have read and agree to the above "MEMBERSHIP AGREEMENT".

CALIFORNIA
                                  END USER AGREEMENT California Civil
                                  Code- End User Certification of
                                  Compliance section 1785.14(a)
                                  Section 1785.14(a), as amended, states
                                  that a consumer credit agency does not
                                  have reasonable grounds for believing
                                  that a consumer credit report will
                                  only be used for a permissible purpose
                                  unless all of the following
                                  requirements are must.
                                  Section 1785.14(a)(1) states: “If a
                                  prospective user is a retail seller,
                                  as defined in Section 1802.3, and
                                  intends to issue credit to a consumer
                                  who appears in person on the basis of
                                  an application for credit submitted in
                                  person, the consumer credit reporting
                                  agency shall, with a reasonable degree
                                  of certainty, match at least three
                                  categories of identifying information
                                  within the file maintained by the
                                  consumer credit reporting agency on
                                  the consumer with the information
                                  provided to the consumer credit
                                  reporting agency by the retail seller.
                                  The categories of identifying
                                  information may include but are not
                                  limited to, first and last name, month
                                  and date of birth, driver’s license
                                  number, place of employment, current
                                  residence address, previous residence
                                  address, or social security number.
                                  The categories of information shall
                                  not include mothers maiden name.”
                                  Section 1785.14(a)(2) states: “If a
                                  prospective user is a retail seller,
                                  as defined in Section 1802.3, and
                                  intends to issue credit to a consumer
                                  who appears in person on the basis of
                                  an application for credit submitted in
                                  person, the retail seller must certify
                                  in writing, to the consumer credit
                                  reporting agency that it instructs its
                                  employees and agents to inspect a
                                  photo identification to the consumer
                                  at the time the application was
                                  submitted in person. This paragraph
                                  does not apply to an application for
                                  credit submitted by mail.
                                  Section 1785.14(a)(3) states: “If the
                                  prospective user intends to extend
                                  credit by mail pursuant to a
                                  solicitation by mail, the extension of
                                  credit shall be mailed to the same
                                  address as on the solicitation unless
                                  the prospective user verifies any
                                  address change by, among other
                                  methods, contacting the person to whom
                                  the extension of the credit will be
                                  mailed. In compliance with Section
                                  1785.14(a) of the California Civil
                                  Code _______________________________
                                  (“End User”) hereby certifies to
                                  Consumer Reporting Agency as follows:
                                  (Please Circle) End User (IS) (IS NOT)
                                  a retail seller, as defined in Section
                                  1801.3 of the California Civil Code
                                  (“Retail Seller”) and issues credit to
                                  consumers who appear in person on the
                                  basis of applications for credit
                                  submitted in person (“Point of Sale”).
                                  End User also certifies that if the
                                  End User is a Retail Seller who
                                  conducts Point of Sale transactions,
                                  End User will, beginning on or before
                                  July 1, 1998, instruct its employees
                                  and agents to inspect a photo
                                  identification of the consumer at the
                                  time an application is submitted in
                                  person. End User also certifies that
                                  it will only use the appropriate End
                                  User code number designated by
                                  Consumer Reporting Agency for
                                  accessing consumer reports for
                                  California Point of Sale transactions
                                  conducted by Retail Seller. If End
                                  User is not a Retail Seller who issues
                                  credit in Point of Sale transactions,
                                  End User shall provide written notice
                                  of such to Consumer Reporting Agency
                                  prior to using credit reports with
                                  Point of Sale transactions as a Retail
                                  Seller, and shall comply with the
                                  requirements of a Retail Seller
                                  conducting Point of Sale transactions,
                                  as provided in this certification.

*I have read and agree to the above "CALIFORNIA END USER AGREEMENT".

ACCESS SECURITY REQUIREMENT
                                  SERVICE AGREEMENT We must work
                                  together to protect the privacy of
                                  consumers. The following measures are
                                  designed to reduce unauthorized access
                                  of consumer credit reports. In signing
                                  the Accurate Credit Bureaus' Client
                                  Application, you agree to follow these
                                  measures:
                                  1. You must protect your Client ID
                                  number and password so that only key
                                  personnel know this sensitive
                                  information. Unauthorized persons
                                  should never have knowledge of your
                                  password. Do not post the information
                                  in any manner within your facility.
                                  2. System access software, whether
                                  developed by your company or purchased
                                  from a third party vendor, must have
                                  your Accurate account number and
                                  password "hidden" or embedded and be
                                  known only by supervisory personnel.
                                  Assign each user of your system access
                                  software a unique logon password.
                                  3. Do not discuss your account number
                                  and password by telephone with any
                                  unknown caller, even if the caller
                                  claims to be a representative or
                                  employee of Consumer Credit Agency.
                                  4. Restrict the ability to obtain
                                  credit to a few key personnel.
                                  5. Place all terminal devices used to
                                  obtain credit information in a secure
                                  location within your facility. You
                                  should secure these devices so that
                                  unauthorized persons cannot easily
                                  access them.
                                  6. After normal business hours, be
                                  sure to turn off and lock all devices
                                  or systems used to obtain credit
                                  information.
                                  7. Secure hard copies and electronic
                                  files of consumer reports within your
                                  facility so that unauthorized persons
                                  cannot easily access them.
                                  8. Shred or destroy all hard copy
                                  consumer reports when no longer
                                  needed.
                                  9. Erase or scramble electronic files
                                  containing consumer information when
                                  no longer needed and when applicable
                                  regulations(s) permit destruction.
                                  10. Make all employees aware that your
                                  company can access credit information
                                  only for the permissible purposes
                                  listed in the Permissible Purpose
                                  Information section of your membership
                                  application. Your employees may not
                                  access their own report or the report
                                  of a family member or friend if your
                                  company does not have permissible
                                  purpose.
                                  11. By agreeing to this document you
                                  agree to release Accurate Credit
                                  Bureau, Experian, Equifax, and
                                  TransUnion from any litigation,
                                  damages, and liabilities arising from
                                  supplying credit reports to you and
                                  further agree to comply with the FCRA
                                  and this Access Security
                                  Requirements/Service Agreement in it's
                                  entirety. Record Retention: It is
                                  important that you keep credit
                                  applications for a reasonable period
                                  of time. This will help to facilitate
                                  the investigative process if the
                                  consumer claims your company
                                  inappropriately accessed their credit
                                  report. (Note: The Federal Equal
                                  Credit Opportunity Act states that a
                                  creditor must preserve all written or
                                  recorded information connected with an
                                  application for 25 months.) "Under
                                  Section 621 (a) (2) (A) of the FCRA
                                  any person that violates any of the
                                  provisions of the FCRA may be liable
                                  for a civil penalty of not more than
                                  $2,500 per violation."

*I have read and agree to the above "ACCESS SECURITY REQUIREMENT SERVICE AGREEMENT".

CREDIT SCORE RELEASE 1.
                                  Based on an agreement with Trans Union
                                  LLC (“Trans Union”) and Fair Isaac
                                  Corporation (“Fair Isaac”) (“Reseller
                                  Agreement”), Reseller has access to a
                                  unique and proprietary statistical
                                  credit scoring service jointly offered
                                  by Trans Union and Fair Isaac which
                                  evaluates certain information in the
                                  credit reports of individual consumers
                                  from Trans Union’s data base
                                  ("Classic") and provides a score which
                                  rank orders consumers with respect to
                                  the relative likelihood that United
                                  States consumers will repay their
                                  existing or future credit obligations
                                  satisfactorily over the twenty four
                                  (24) month period following scoring
                                  (the “Classic Score”).
                                  2. Subscriber, from time to time, may
                                  desire to obtain Classic Scores from
                                  Trans Union via an on-line mode in
                                  connection with consumer credit
                                  reports.
                                  3. Subscriber has previously
                                  represented and now, again represents
                                  that it is a _Tenant____Screeing___
                                  and has a permissible purpose for
                                  obtaining consumer reports, as defined
                                  by Section 604 of the Federal Fair
                                  Credit Reporting Act (15 USC 1681b)
                                  including, without limitation, all
                                  amendments thereto ("FCRA").
                                  4. Subscriber certifies that it will
                                  request Classic Scores pursuant to
                                  procedures prescribed by Reseller from
                                  time to time only for the permissible
                                  purpose certified above, and will use
                                  the Classic Scores obtained for no
                                  other purpose.
                                  5. Subscriber will maintain copies of
                                  all written authorizations for a
                                  minimum of three (3) years from the
                                  date of inquiry.
                                  6. Subscriber agrees that it shall use
                                  each Classic Score only for a one-time
                                  use and only in accordance with its
                                  permissible purpose under the FCRA.
                                  7. With just cause, such as
                                  delinquency or violation of the terms
                                  of this contract or a legal
                                  requirement, Reseller may, upon its
                                  election, discontinue serving the
                                  Subscriber and cancel this Agreement,
                                  in whole or in part (e.g., the
                                  services provided under this Addendum
                                  only) immediately. 8. Subscriber
                                  recognizes that factors other than the
                                  Classic Score may be considered in
                                  making a credit decision. Such other
                                  factors include, but are not limited
                                  to, the credit report, the individual
                                  account history, and economic factors.
                                  9. Trans Union and Fair Isaac shall be
                                  deemed third party beneficiaries under
                                  this Addendum.
                                  10. Up to five score reason codes, or
                                  if applicable, exclusion reasons, are
                                  provided to Subscriber with Classic
                                  Scores. These score reason codes are
                                  designed to indicate the reasons why
                                  the individual did not have a higher
                                  Classic Score, and may be disclosed to
                                  consumers as the reasons for taking
                                  adverse action, as required by the
                                  Equal Credit Opportunity Act ("ECOA")
                                  and its implementing Regulation (“Reg.
                                  B”). However, the Classic Score itself
                                  is proprietary to Fair Isaac, may not
                                  be used as the reason for adverse
                                  action under Reg. B and, accordingly,
                                  shall not be disclosed to credit
                                  applicants or any other third party,
                                  except: (1) to credit applicants in
                                  connection with approval/disapproval
                                  decisions in the context of bona fide
                                  credit extension transactions when
                                  accompanied with its corresponding
                                  score reason codes; or (2) as clearly
                                  required by law. Subscriber will not
                                  publicly disseminate any results of
                                  the validations or other reports
                                  derived from the Classic Scores
                                  without Fair Isaac and Trans Union’s
                                  prior written consent
                                  11. In the event Subscriber intends to
                                  provide Classic Scores to any agent,
                                  Subscriber may do so provided,
                                  however, that Subscriber first enters
                                  into a written agreement with such
                                  agent that is consistent with
                                  Subscriber's obligations under this
                                  Agreement. Moreover, such agreement
                                  between Subscriber and such agent
                                  shall contain the following
                                  obligations and acknowledgments of the
                                  agent: (1) Such agent shall utilize
                                  the Classic Scores for the sole
                                  benefit of Subscriber and shall not
                                  utilize the Classic Scores for any
                                  other purpose including for such
                                  agent’s own purposes or benefit; (2)
                                  That the Classic Score is proprietary
                                  to Fair Isaac and, accordingly, shall
                                  not be disclosed to the credit
                                  applicant or any third party without
                                  Trans Union and Fair Isaac’s prior
                                  written consent except (a) to credit
                                  applicants in connection with
                                  approval/disapproval decisions in the
                                  context of bona fide credit extension
                                  transactions when accompanied with its
                                  corresponding score reason codes; or
                                  (b) as clearly required by law; (3)
                                  Such Agent shall not use the Classic
                                  Scores for model development, model
                                  validation, model benchmarking,
                                  reverse engineering, or model
                                  calibration; (4) Such agent shall not
                                  resell the Classic Scores; and (5)
                                  Such agent shall not use the Classic
                                  Scores to create or maintain a
                                  database for itself or otherwise.
                                  12. Subscriber acknowledges that the
                                  Classic Scores provided under this
                                  Agreement which utilize an
                                  individual’s consumer credit
                                  information will result in an inquiry
                                  being added to the consumer’s credit
                                  file.
                                  13. Subscriber shall be responsible
                                  for compliance with all applicable
                                  federal or state legislation,
                                  regulations and judicial actions, as
                                  now or as may become effective
                                  including, but not limited to, the
                                  FCRA, the ECOA, and Reg. B, to which
                                  it is subject.
                                  14. The information including, without
                                  limitation, the consumer credit data,
                                  used in providing Classic Scores under
                                  this Agreement were obtained from
                                  sources considered to be reliable.
                                  However, due to the possibilities of
                                  errors inherent in the procurement and
                                  compilation of data involving a large
                                  number of individuals, neither the
                                  accuracy nor completeness of such
                                  information is guaranteed. Moreover,
                                  in no event shall Trans Union, Fair
                                  Isaac, nor their officers, employees,
                                  affiliated companies or bureaus,
                                  independent contractors or agents be
                                  liable to Subscriber for any claim,
                                  injury or damage suffered directly or
                                  indirectly by Subscriber as a result
                                  of the inaccuracy or incompleteness of
                                  such information used in providing
                                  Classic Scores under this Agreement
                                  and/or as a result of Subscriber's use
                                  of Classic Scores and/or any other
                                  information or serviced provided under
                                  this Agreement.
                                  15.1 Fair Isaac, the developer of
                                  Classic, warrants that the scoring
                                  algorithms as delivered to Trans Union
                                  and used in the computation of the
                                  Classic Score ("Models") are
                                  empirically derived from Trans Union's
                                  credit data and are a demonstrably and
                                  statistically sound method of
                                  rank-ordering candidate records with
                                  respect to the relative likelihood
                                  that United States consumers will
                                  repay their existing or future credit
                                  obligations satisfactorily over the
                                  twenty four (24) month period
                                  following scoring when applied to the
                                  population for which they were
                                  developed, and that no scoring
                                  algorithm used by Classic uses a
                                  "prohibited basis" as that term is
                                  defined in the Equal Credit
                                  Opportunity Act (ECOA) and Regulation
                                  B promulgated thereunder. Classic
                                  provides a statistical evaluation of
                                  certain information in Trans Union's
                                  files on a particular individual, and
                                  the Classic Score indicates the
                                  relative likelihood that the consumer
                                  will repay their existing or future
                                  credit obligations satisfactorily over
                                  the twenty four (24) month period
                                  following scoring relative to other
                                  individuals in Trans Union's database.
                                  The score may appear on a credit
                                  report for convenience only, but is
                                  not a part of the credit report nor
                                  does it add to the information in the
                                  report on which it is based.
                                  15.2 THE WARRANTIES SET FORTH IN
                                  SECTION 15.1 ARE THE SOLE WARRANTIES
                                  MADE UNDER THIS ADDENDUM CONCERNING
                                  THE CLASSIC SCORES AND ANY OTHER
                                  DOCUMENTATION OR OTHER DELIVERABLES
                                  AND SERVICES PROVIDED UNDER THIS
                                  AGREEMENT; AND NEITHER FAIR ISAAC NOR
                                  TRANS UNION MAKE ANY OTHER
                                  REPRESENTATIONS OR WARRANTIES
                                  CONCERNING THE PRODUCTS AND SERVICES
                                  TO BE PROVIDED UNDER THIS AGREEMENT
                                  OTHER THAN AS SET FORTH IN THIS
                                  ADDENDUM. The warranties and remedies
                                  set forth in section 15.1 are in lieu
                                  of all others, whether WRITTEN OR
                                  ORAL, express or implied (including,
                                  without limitation, WARRANTIES THAT
                                  MIGHT BE IMPLIED FROM A COURSE OF
                                  PERFORMANCE OR DEALING OR TRADE
                                  USAGE). THERE ARE NO implied
                                  warrantIES of merchantability or
                                  fitness for a particular purpose.
                                  16. In no event shall ANY party be
                                  liable for any consequential,
                                  incidental, indirect, special, or
                                  punitive damages incurred by the other
                                  partIES And arising out of the
                                  performance of this AGREEMENT,
                                  including but not limited to loss of
                                  good will and lost profits or revenue,
                                  whether or not such loss or damage is
                                  based in contract, warranty, tort,
                                  negligence, strict liability,
                                  indemnity, or otherwise, EVEN IF A
                                  PARTY HAS BEEN ADVISED OF THE
                                  POSSIBILITY OF SUCH DAMAGES. THESE
                                  LIMITATIONS SHALL APPLY
                                  NOTWITHSTANDING ANY FAILURE OF
                                  ESSENTIAL PURPOSE OF ANY LIMITED
                                  REMEDY.
                                  17. THE FOREGOING NOTWITHSTANDING,
                                  with respect to subscriber, IN NO
                                  EVENT SHALL THE aforestated
                                  LIMITATIONS OF LIABILITY, set forth
                                  above in SEction 16, APPLY TO DAMAGES
                                  INCURRED BY TRANS UNION AND/OR FAIR
                                  ISAAC AS A RESULT OF: (A)
                                  GOVERNMENTAL, REGULATORY OR JUDICIAL
                                  ACTION(S) PERTAINING TO VIOLATIONS OF
                                  THE FCRA AND/OR OTHER laws,
                                  REGULaTIONS AND/OR judicial actions TO
                                  THE EXTENT SUCH DAMAGES RESULT FROM
                                  SUBSCRIBER'S BREACH, DIRECTLY OR
                                  THROUGH SUBSCRIBER'S AGENT(S), OF ITS
                                  OBLIGATIONS UNDER THIS AGREEMENT.
                                  18. ADDITIONALLY, NEITHER TRANS UNION
                                  NOR FAIR ISAAC SHALL BE LIABLE FOR ANY
                                  AND ALL CLAIMS ARISING OUT OF OR IN
                                  CONNECTION WITH THIS ADDENDUM BROUGHT
                                  MORE THAN ONE (1) YEAR AFTER THE CAUSE
                                  OF ACTION HAS ACCRUED. IN NO EVENT
                                  SHALL TRANS UNION'S AND FAIR ISAAC'S
                                  AGGREGATE TOTAL LIABILITY, IF ANY,
                                  UNDER THIS AGREEMENT, EXCEED THE
                                  AGGREGATE AMOUNT PAID, UNDER THIS
                                  ADDENDUM, BY SUBSCRIBER DURING THE
                                  TWELVE (12) MONTH PERIOD IMMEDIATELY
                                  PRECEDING ANY SUCH CLAIM, OR TEN
                                  THOUSAND DOLLARS ($10,000.00),
                                  WHICHEVER AMOUNT IS LESS.
                                  19. This Addendum may be terminated
                                  automatically and without notice: (1)
                                  in the event of a breach of the
                                  provisions of this Addendum by
                                  Subscriber; (2) in the event the
                                  agreement(s) related to Classic
                                  between Trans Union, Fair Isaac and
                                  Reseller are terminated or expire; (3)
                                  in the event the requirements of any
                                  law, regulation or judicial action are
                                  not met, (4) as a result of changes in
                                  laws, regulations or regulatory or
                                  judicial action, that the requirements
                                  of any law, regulation or judicial
                                  action will not be met; and/or (5) the
                                  use of the Classic Service is the
                                  subject of litigation or threatened
                                  litigation by any governmental entity.

*I have read and agree to the above "CREDIT SCORE RELEASE".

Membership Acceptance

The undersigned is a duly authorized representative with power to execute this Agreement:

Name: *

Signature: Please see next step for signature page

Date

Month

Day

Year

Title: *

Company: *

City, State: *

By submitting this contract, I attest that I have read, understand, and agree to all the terms and conditions in this contract.

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